How Climate Change is Driving Up Car Insurance Rates Across the U.S.

Doug McIntyre explains that car insurance rates are rising across the U.S. due to increasing weather-related damages from climate change. Frequent storms, floods, and hail in areas like Florida, the Midwest, and along major rivers are causing significant damage to vehicles. When cars are submerged in water, engines often require costly repairs or replacement, which insurers must cover. As climate-related events worsen, car insurance rates will continue to climb in high-risk regions, and some areas may eventually face an inability to secure car insurance altogether.

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