Miami Residents Can’t Afford Home Insurance

By Douglas McIntyre  •  November 4, 2025

According to a new Zillow report, home insurance premiums are rising faster than incomes nationwide. The number is shockingly high in Miami. Since 2019, the incomes of homeowners is up 28% while insurance is higher by 57%. This is a problem across Florida where many people can’t afford home insurance at all. Douglas A. McIntyre, Editor-In-Chief at Climatecrisis247 explains. More video: Electricity prices rise 33% in America’s largest state

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