Why Climate Disasters Are Making Home Insurance Unaffordable in the U.S.

Douglas McIntyre, Editor-in-Chief at Climate Crisis 24/7, highlights the growing crisis of home insurance affordability in the U.S. In Los Angeles, premiums have surged due to wildfire risks, with similar trends appearing in Florida and the Midwest. As climate-related disasters intensify, insurance companies face escalating losses—passing the cost on to homeowners, many of whom may soon be unable to afford coverage at all.