Miami Tops U.S. List for Most Expensive Home Insurance

Douglas McIntyre, Editor-in-Chief at Climate Crisis 24/7, highlights that Miami has the most expensive home insurance in the United States. According to Realtor.com, homeowners in Miami pay a median premium of $22,718, far higher than New Orleans at $8,328. McIntyre explains that repeated hurricanes have driven Miami’s costs to the top, making it one of the riskiest—and most expensive—places in the nation to own property.